FAQ

Our operating hours are from 9:00 am to 5:00 pm Pacific Standard Time, Monday through Friday.

An insurance wholesaler acts as an intermediary between insurance carriers and retail agents or brokers. They typically specialize in specific lines of insurance and have established relationships with various carriers. Their primary function is to distribute insurance products to retail agents or brokers, who then sell these products to consumers. Insurance wholesalers provide access to a wide range of insurance markets, offer expertise in underwriting and risk assessment, and provide support to retail agents in placing and servicing insurance policies.

We operate as an insurance wholesaler, facilitating business for agents rather than selling insurance directly to consumers. Our role is to collaborate with agents and bolster their business efforts, enabling them to write policies for their clients.

An FAQ section serves as a quick resource to address common inquiries about your business, such as "How can I submit business?", "What are your operating hours?", or "How can I communicate with my underwriter?"

Yes, insurance is often legally required for certain activities or circumstances. For example, car insurance is typically required by law for drivers, and homeowners insurance may be mandated by mortgage lenders. Additionally, certain professions or businesses may be legally obligated to carry insurance coverage to protect against potential liabilities. These requirements vary depending on the jurisdiction and the specific situation, but in many cases, insurance is indeed required by law to ensure financial protection for individuals and businesses alike.

To obtain an insurance quote, you must first register for our submission portal, "Access Point IQ." Within this portal, you'll have the ability to request, evaluate, and finalize new business, as well as review basic policy details.

Indeed, we offer both admitted and non-admitted lines of business. Depending on the specific line of business, we may provide either or both options.

Through our Access Point IQ Portal, you can underwrite business with multiple carriers across various lines of business, encompassing both admitted and non-admitted options.